Uttar Pradesh Khadi & Village Industries Board Government of Uttar Pradesh
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PM's Employment Generation Program

This scheme is started by Khadi and Village Industry Commission on 15th August, 2008. This scheme is an important scheme of self employment totally sponsored by Government of India, the implementation of which is being done by three agencies in the state viz., District Industry Centre, Khadi and Village Industry Commission and UP Khadi and Village industry Board. Government of India has nominated Khadi and Village Industry Commission (KVIC) as Nodal Agency for implementation of this scheme at national level. Government of India has decided share in the ration of 40:30:30 among the 03 agencies. According to this, the target is allocated among the three agencies.

This scheme is being implemented by UP Khadi and Village industry Board in rural area of the state. Loan for setting up project up to Rs.25 lakh is sanctioned by the bank to rural unemployed person/institutions.25% of the project cost as Margin money is made available to beneficiary of general category in the form of interest free loan from the budget of Khadi and Village Industry Commission which is converted into grant after successful running for three years. There is provision to provide35% Margin money to beneficiary of SC, ST, Other backward, Minority, Women, Ex-Military, Physically handicapped category. In addition to this, entrepreneur of general category,10% of the project cost is to be born by the entrepreneur himself and 5% by the entrepreneur of SC,ST, Other backward, Minority, Women, Ex-Military, Physically handicapped entrepreneur.

Details of scheme are as follows:

Level of Government Subsidy under the Scheme

Sl.No. Category Of Beneficiary under Prime Minister’s Employment Generation Program Admissible Rate of Subsidy
Rural Urban
1 General category 25% of the project cost 15% of the project cost
2 Reserved category(SC,ST, Other backward, Minority, Women, Ex-Military, Physically handicapped) 35% of the project cost 25% of the project cost
Eligible Probable Industry
Group-1 Mineral based Industry.
Group-2 Forest based Industry.
Group-3 Agriculture based and Food industry.
Group-4 Polymer and Chemical based Industry.
Group-5 Engineering and Non-conventional Energy.
Group-6 Textiles (Except Khadi)
Group-7 Service Industry.
Physical and financial progress of PMEGP scheme is given below:
Sl.No. Year Aim Supply Per Unit average investment (in Lakhs)
Established
E.S.
fund
Investment
(in crore)
Employment
in number
Khadi
Money
received
from the
Commission
(in crore)
E.S. मा०
Money
(in
crore)
Employment
1 2013 2475 41.36 29712 1499 145.62 14990 46.60 9.71
2 2014-15 3105 39.72 24840 1495 159.46 14950 48.32 10.66
3 2015-16 1793 35.86 14344 1253 130.00 12530 39.04 10.37
4 2016-17 2806 56.12 22448 2035 187.47 20350
S.No. Financial year Total Investment (Lakh in ₹) Established units Employment Description
1 2017-18 15261.00 1677 14080 -
2 2018-19 19140.00 1849 20415 -
3 2019-20 32700.00 2363 27957 -
4 2020-21 54544.00 4143 43118 -
5 2021-22 65056.00 5058 49009 -
6 2022-23 50225.76 5289 48381 -

UP Khadi and Village Industry Board is implementing Chief Minister Employment Program of district sector and Prime Minister Employment Generation Program of Khadi and Village Industry Commission, the details of which is given below:

Sl.No. Particulars Prime Minister Employment Generation Program
1 Means of Finance National /Regional Rural Bank
2 Maximum limit of loan Rs.25 lacs
3 Entrepreneur share 10% for beneficiary of General category and 5% for SC,ST, Other backward, Minority, Women, Ex-Military Person Physically handicapped
4 Interest on loan Fixed by bank
5 Interest payable by Entrepreneur Fixed by bank
6 Interest subsidy --
7 Period of loan recovery Fixed by bank
8 Margin Money subsidy 25% of the project cost up to Rs.25 lakh for beneficiary of general category and 35% for other reserved category.
9 Availability of application form Office of District Village Industry.
10 With Loan application form 2 copies of loan application form.
11 Required Documents Certificate of Educational/Technical Education/Training, Certificate issued by Gram pradhan, Passport size photo, Evidence of Security for safety of bookable project loan of the industry, Certificate of age limit.
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